Fire & Special Perils

This policy protects your operations and its assets from damage and destruction due to fire, including bush fire, subterranean fire, spontaneous combustion, lightning, explosion, burst pipes, impact damage, riots, strike & civil commotion, hurricane, windstorm, cyclone, tornado, earthquake, volcanic eruption and flood.

Commercial Comprehensive

This package policy provides the business owner with a safety net from all of life’s unexpected moments, big and small, that can impact all areas of the business operation. The covers included in this package policy are:

  • Fire and Special Perils
  • Consequential Loss
  • Burglary
  • Employers’ Liability
  • Public & Property Owners’ Liability
  • Products Liability
  • Money
  • Glass
  • Fidelity Guarantee
  • Goods-in-Transit

Business Interruption

Keep your bottom line growing! With this policy, loss of profit is protected if your business is interrupted due to an insured peril.

Employers Liability

This is coverage to protect employers from liability arising from disease, fatality or injury to employees resulting from workplace conditions or practices.

Contractors’ All Risks

Contractors’ all Risks (also known as Contract Works Insurance or Engineering Insurance) is insurance specially designed for builders and a number of other trades working at a construction site.

Contractors’ All Risks can include cover for Public and Employers’ Liability, contract works, own plant, hired-in plant and employees’ tools. So a full (CAR) policy can be pretty much all the insurance a contractor needs in one convenient package.