Motor Coverage Options:

No matter your skill or experience on the road, accidents can happen to any one of us. TCFIC brings to Turks & Caicos over 20 years of experience having been tried and tested across the islands.

The Motor policies and services we offer to cover repairs, injury or costs associated with an accident include:

  • Fully Comprehensive Insurance
  • Third Party Liability
  • Commercial Vehicle Insurance
  • Hurricane Coverage
  • Excellent No Claims Discounts
  • “On Island” Claim Settlement

Optional Covers/Additional Benefits

Accident Forgiveness
This safeguards your No Claim Discount, which means your premium won’t go up after you’ve been in an accident even, if it’s your fault.

Alternative Transportation
This can be added to your Motor policy to provide automatic access to a rental car for up to 21 days in the event that your vehicle is damaged, destroyed or otherwise unavailable due to an accident.

Uninsured Motorist
This protects you in the event of an accident where the uninsured driver is at fault. We will repair your vehicle, you pay no deductible, you keep your No Claim Discount and your premium remains unaffected.

Windscreen Cover for Third Party Policies

Get a quote and put our excellent prices and service to the test.

Motor Policy Discounts

No Claims Discount
This is a discount which is earned by an individual for having a claim-free/accident-free period of insurance. Every year of claim-free driving increases your NCD until the maximum is achieved.

A NCD cannot be borrowed, loaned or transferred to another individual. It is earned separately for each vehicle owned and can be transferred from one vehicle to another with identical ownership. Once there is a claim, whether you are at fault or not, your NCD may be affected.